Intelligence in
Every
TransactAI builds mission-critical payment infrastructure — EFT switching, CMS, UPI, IMPS, AePS, BBPS, reconciliation and BASE24 services — for banks, NBFCs and payment aggregators across India.
Powering Payments Across India's Financial Ecosystem
Enterprise Payment Products
A complete, certified and production-hardened stack — engineered for Indian regulatory requirements and bank-grade reliability.
EFT Switch
High-performance Electronic Funds Transfer switch for real-time authorization and routing across card networks, ATMs, POS and digital channels.
Card Management
End-to-end card management system covering issuance, lifecycle, authorization, and dispute handling for debit, credit and prepaid programs.
UPI Platform
Certified UPI 2.0 platform enabling P2P and P2M payments with mandate management, AutoPay and recurring collections.
IMPS Gateway
Immediate Payment Service infrastructure for 24×7 interbank fund transfers with MMID and account-based modes.
AePS Solution
Aadhaar-enabled Payment System for financial inclusion — withdrawals, balance enquiry and transfers via biometric authentication.
BBPS Platform
Bharat Bill Payment System integration for interoperable bill payments across billers with instant confirmation and settlement.
Reconciliation
Automated multi-source reconciliation engine matching switch, network and CBS records with exception management and reporting.
CBDC Platform
Central Bank Digital Currency infrastructure supporting RBI's Digital Rupee (e₹) — token and account-based wallets with programmable money.
Built for Mission-Critical Banking
Full-Stack Payment Coverage
From EFT switching to UPI to CBDC — every Indian payment rail under one roof, eliminating multi-vendor complexity.
Regulatory-First Architecture
Every product is designed around RBI, NPCI and UIDAI guidelines. Compliance is built-in, not bolted-on.
Low-Latency at Scale
Sub-50ms authorization at high throughput, with horizontal scaling to meet peak settlement windows.
Dedicated CoE Team
A seasoned BASE24 and payments Centre of Excellence — not a shared offshore bench — assigned to your programme.
Partnerships
ACI Worldwide, NPCI and major card-scheme partnerships keep us at the frontier of platform updates.
BASE24 Services
Deep, dedicated expertise across development, migration, certification and 24×7 production support.
BASE24 Development
Custom TAL/TACL and C++ development on HPE NonStop for EFT processing, message transformation and switch enhancements.
- TAL / TACL development
- ISO 8583 parsing
- Custom interfaces
- Guardian & OSS
Implementation & Migration
End-to-end BASE24 deployment and migration from legacy platforms with zero-downtime cutover strategies.
- Greenfield setup
- Legacy migration
- Network config
- Scheme certification
Testing & Certification
Comprehensive testing across unit, integration, stress and scheme certification for BASE24 deployments.
- Visa/MC/RuPay cert
- Regression suites
- NonStop stress tests
- ISO 8583 validation
L2 / L3 Support
24×7 production support for mission-critical BASE24 environments — incident management, RCA and proactive monitoring.
- 24×7 NOC coverage
- SLA-driven response
- PATHWAY administration
- Capacity planning
Built for the Most Regulated Industry
What Banking Leaders Say
“We believe the best solutions come from close collaboration with our customers, partners, and team, creating lasting value together.”
Driven by Trust and Innovation.
Ready to Modernise Your Payment Stack?
Let our payments engineers review your architecture and propose a roadmap — no commitment required.
Talk to a Payments Expert
Whether you're evaluating a new switch, scaling UPI, or need BASE24 augmentation, our team is ready to help you navigate your options.